Fair Credit – Online Loan App

Loan amounts range between ₦1,500 to ₦1,000,000 with repayment periods from 95 days to 18 months at monthly interest rates that range from 2.5% to 30% (APRs from 0% to 32%)

💰 Loan characteristics

Loan amount from ₦1,500 to ₦1,000,000

Repayment periods from 95 days to 18 months

APR from 26% to 32% per annum

Interest discounts of up to 90% for early repayments

No hidden fees

💰 An example of a loan

Borrow ₦100,000 over 3 months

Interest: 26% rate

Three monthly repayments: ₦6,767

Total amount payable: ₦106,767

Representative: 0% APR

Now, the app is more than just a loan app. We own a Microfinance bank that is duly licensed by the Central Bank of Nigeria. As such, all your deposits are insured with the Nigeria Deposit Insurance Corporation (NDIC).

As we continued to seek a more efficient way to disburse these loans to you and help you spend it, we realized that our customers need a simple way to receive and spend money. Hence, why we redesigned the app to accommodate these two key actions and more.

With the app, you can:

– Get an account number and use it to receive money from anyone in Nigeria

– Add money to your account

– Send money to any bank account for FREE

– Apply for loan and receive it instantly

– Pay your bills

This is only just scratching the surface of what we are building for you. So, sign-up to be the first to know when we launch new features tailored to meet your needs. To sign-up, download the app now.

Why ?

1. You can apply a loan by your credit. Don’t need any deposits or guarantees.

2. Up to NGN500,000. Disburse to your bank account.

3. Paperless and digital process on your mobile. All the steps can be done online.

4. We do not share your data with any third parties without your consent. Your data is totally safe with us.

5.Don’t worry about forgetting repayment. We’ll send messages to remind you.

Eligibility:

1. Nigeria Resident.

2. 20-55 years old.

3. Source of a monthly income.

Also, please feel free to share any suggestions or enquiries with us (our contact details are below). We would love to hear from you.

Contact Us:

Customer Service Email: liuyilincx1988@gmail.com

Address: Myhoung barracks Yaba lcd, Yaba, Lagos, Nigeria