These websites are the best you’ll find online and buying a car from them is very easy, you must be a salary earner with a bank account and a bank identification number (BVN). An ID Card is also required, here’s a list of the best websites to buy a car and pay later in Nigeria.
Autochek is one of the biggest websites in Nigeria where you can buy both new and used cars, and it’s also a website that’ll allow you to sell your cars as well, they offer car financing and they also help in getting the right vehicle that’ll suit your demands. On Autochek you can get a car by applying for a loan and there’ll be a certain amount you’ll be paying every month till you’ve completed your payment. They have an annual interest rate starting from 18% and can spread the repayment period up to 24 months.
Sometimes, you’d be given the prior to the agreement you have with them when you visit their branch in person. If you ever want to be a car owner in Nigeria and you want to have your own car by buying one and paying later, Autochek is one of the best websites to visit.
Here are some documents you need to have available before applying for a car loan with Autochek. As a salary earner you will be needing the following documents – Work ID, Government Issued ID, Utility Bill and 12 Months Bank Statement (of the current year). However, as a business owner, you will be needing the following documents – CAC Certificate, CAC Form 2, Form 7, Government Issued ID, Utility Bill and 12 Months Bank Statement (of the current year).
2. Cars45 — www.cars45.com
Cars45 is another top website in Nigeria where you can buy cars, sell cars and sometimes swap cars. They’re known for being one of the best car sellers and buyers in Nigeria, you can always find affordable cars on their website and also cars in good health and perfect condition. For buying a car and paying later, they’ve introduced a loan policy that’ll enable both salary earners and business owners to buy a car and pay later.
You can apply for Cars45 Financing if you have plans to buy a car and pay later, you’ll need to make payments every month till it has been completed in 12 months and there is a 1.25% interest rate that is applied to this financing option. Cars45 is one of the best websites to buy a car and pay later in Nigeria.
3. Betacar — www.betacar.ng
Betacar is one of the best websites to buy Tokunbo cars in Nigeria, you can get good working cars at an affordable price on their website, and if you also want to buy a car on loan from them, it’s very easy and they also make their payment tenure lengthy for people to pay at a comfortable time. Whether you’re a salary earner or a business owner, you can easily buy a car from Betacar and pay later.
Betacar payment tenure ranges from 12-24 months and before you can get a vehicle on loan, you’ll need to deposit an initial amount of not less than 30% of the car value but first, you’ll need the loan calculator to calculate your wages and how you’ll be paying them every month. Betacar is one of the best out there and if you need a car on loan, you can always trust them to deliver.
Conclusion
For buying cars and paying later in Nigeria, these are the best websites you can use to buy a car and pay later, they all offer quality and affordable cars in Nigeria and their car finance policies are always the best.
