Simple & Secure – Sign up and apply for a loan and receive money directly in your Bank account. It’s a reliable way to access credit when you need it.
Please note that NairaPlus does not require you to make any form of payment before applying for a loan.
There’s another app on Playstore with a similar name and it is known for defrauding people. We have no affiliation with that app and will not be held responsible for any form of loss or data theft.
Loan Applicant Minimum Requirement
* Age between 20 to 60
* Nigeria Citizenship
* BVN holder
RATES AND FEES
The Quick Loan App offer:
* Loan Amount: ₦ 2000 – ₦ 50,000
* Loan Term: 92 – 365 days
* Interest rate: 16% -21% APR
* Service Fee: 0
Example: If you choose a 6-month loan and borrow ₦1,000, NairaPlus charges an interest rate of 1.3% per month. And the interest rate is 7.9%, we would charge you ₦79 as interest of 6-month repayment period. Total amount of repayment is ₦1,074, monthly payment is ₦179.
The customer borrows: ₦1,000 for 180 days (6 months), the APR is 7.9%
So the total Interest would be ₦1,000 * 7.9% = ₦79
The monthly payment would be (₦1,000 + ₦79 )/6 = ₦179
The total repayment amount would be ₦1,074
(NOTE: These numbers are just a representation for calculating the rate of interest)
IT’S EASY TO GET STARTED
* Download the NairaPlus APP
* Register for an account using your BVN number.
* Secure your identity in 3 simple steps through the app.
* Verify your identity code through our secure system.
* Get money sent directly to your Bank account.
* Repay on time to get a credit limit up to ₦ 50,000.
* Repay your loan with online bank account payment or or offline transfer to our company account.
* You can pay in full or make partial payments anytime before due date.
* Easy repayment schedule keeps you on track with your payments.
PERSONAL LOANS TO COVER YOUR FINANCIAL NEEDS
With NairaPlus, you can apply for an online loan to
– pay for the little extra expense you want for your new smartphone, motorcycle, household products
– pay the education course you or your child really want to pursue
– pay off unexpected expenses,
– buy airtime top-up
– get the extra money to scale your business
– extra money to upgrade your lifestyle and fulfil your travel dream
whatever you need
OTHER BENEFITS
Low interest & flexible repayment schedule
100% digital process
No hidden charges
Ready to get started? Install the NairaPlus App Now!
SAFE AND SECURE
When you download APP, we will ask for permissions to use the data on your phone including your SMS history and other information in order to verify your identity and create a credit score. We take privacy very seriously and your personal information will never be shared without your direct permission.
CONTACT US
We’re always excited to hear from you!
Message us on WhatsApp : +234 7030919031
Office Address: Lekki, Lagos, Nigeria
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